[vc_row content_width=”grid”][vc_column][mkdf_section_title title=”Answers To Common Questions” title_color=”” title_text_transform=”” title_text_align=”left” margin_bottom=”” title_size=””][vc_column_text]Here at Private Capital Investors, we believe that you have the right to be well informed before making any decision. Not only does this help you to make educated decisions, but it also saves you time. Below you find a list of common questions as well as their answers. Should you need to reach us for additional questions, please CLICK HERE[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space height=”64px”][mkdf_accordion style=”boxed_toggle”][mkdf_accordion_tab icon_pack=”” title=”What States Do You Lend In? “][vc_column_text]We lend nationwide.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”What Loan Products Does Private Capital Investors Specialize In? “][vc_column_text]We specialize in multi-family, office, warehouse, retail, owner and not owner single family homes, construction and much more.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”What Is Your Typical Loan Structure? “][vc_column_text]We offer non amortizing balloon loans that matures within 12-36 months, as well as fixed loan ranging from 3 to 10 years.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”Do You Demand PrePayment Penalties? “][vc_column_text]Typically NO, but the it will really depend on how complex the deal is and how much time the deal requires.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”Can the borrower hold title in a Corporation or LLC? “][vc_column_text]Our investor prefers to lend on a corporate entity and we also will require a personal guarantee by the principals as well as we will review the corporate by-laws and operating agreements.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”Do you lend to owner-occupiers properties? “][vc_column_text]YES, we lend on owner and non-owners properties.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”Will you take a 2nd lien position on a loan? “][vc_column_text]We can do 2nd liens but only if the LTV are very low.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”Do you care how the loan is repaid? “][vc_column_text]
[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”Do you offer new construction financing? “][vc_column_text]Yes. We offer construction loans for commercial as well as residential loans.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”Do you determine the value of the property solely by using an appraisal? “][vc_column_text]
[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”Is Private Capital Investors a direct lender? “][vc_column_text]No, we are placement advisors with over 25 years in the business. We also have direct correspondent relationships with some of the largest Life Insurance companies, CMBS, Banks, Hedge Funds, Pension Funds, as well as high net worth private investors.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”How soon can I expect funding from PCI? “][vc_column_text]Typically within 7-10 days after the required documentation has been received.[/vc_column_text][/mkdf_accordion_tab][mkdf_accordion_tab icon_pack=”” title=”How soon can I expect a term sheet from PCI? “][vc_column_text]Within 24 hours if the submission is complete.[/vc_column_text][/mkdf_accordion_tab][/mkdf_accordion][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space height=”64px”][/vc_column][/vc_row]