Commercial Real Estate
Bridge Loan Financing

Commercial real estate bridge loans are a financial tool for CRE investors
who need more money up front but don’t have the permanent financing yet.
We being the direct lender help you get the loan with in 7 days.

1500+

Loans

1500+

Clients

1500+

Funded Loans

Commercial Bridge Loans

The ‘bridge’ name comes from how these instruments can help smooth out cash flow during difficult times by providing quick access to liquidity without having any serious consequences.

Bridge loans are widely used for repositioning, value-add, or rehabilitation opportunities. It’s important to secure this financing from trusted commercial real estate bridge loan lenders so you can get the best rates and terms.

Commercial real estate bridge loans can help investors prevent liquidity issues. They are perfect for vacant buildings, special purpose properties and major rehabs. Private Capital Investors, being a direct commercial real estate bridge loan lenders can allocate funds quick and fast. 

Loan amount: $8m minimum

Loan term: 1 to 3 years with exceptions

Amortization: determined on a case-by-case basis

Minimum DSCR: 1.25 at exit with appropriate in-place DSCR

Maximum LTV: 75% of exit value

LTC: 80%

Interest Rate: floating rate with exceptions

Security: first mortgage lien on subject property

Tax & Insurance Escrows: monthly

Replacement Reserves: monthly

Eligible Transection Types

Opportunity purchases

Quick closings

Non-stabilized properties

Foreign nationals

Non-cash flowing properties

Foreclosure purchases

Traditional acquisitions

Acquisitions with rehab component

Acquisitions with completed new construction

Debt buy-backs with fresh equity

Properties in lease-up in strong markets

Eligible Property Types

Strip mall

Shopping centers

Daycare

Office buildings

Automotive properties

Retail centers

Office Condos

Multifamily units

Carwashes

5+ Apartment Units

Industrial property

Bed and Breakfast

Banquet

Mixed-use property

Why choose Private
Capital Investors?

We are one of the trusted direct commercial real estate bridge loan lenders. Our team of experienced CRE professionals will analyze your financing needs, so you can make informed choices. We can help you acquire bridge financing in different cities and states, such as Miami, Florida, Denver, Massachusetts, Phoenix, and Texas.

Rates as low as 5.99%

Nationwide Lending

24 – 48 Hours Approvals

Funding as little as 14 days

Stated Incomes, No Financials required

Excellent Customer Service

Common Sense Underwriting

Our Recent Closings

Closing - Christian College

Christian College

San Diego | $13,000,000

Closing - Light Industrial Warehouse – Purchase

Light Industrial Warehouse

Dallas TX | $7,500,000

Closing - Office/Industrial

Office/Industrial

Leander TX | $7,200,000

Frequently Asked Questions

Are commercial bridge loans good for long-term financing?

No. Commercial real estate bridge loans are suitable for temporary financing requirements. They typically last for 12 to 36 months. When in doubt, contact us and our mortgage loan consultants will help you understand if this type of financing is appropriate for your case. Otherwise, we can recommend other sources of funding that will fit your unique situation.

What are the interest rates on CRE bridge loans?

A bridge loan typically comes with lower interest rates than a hard money loan, but is still more expensive than a bank loan. It may be ideal for you if you cannot secure funds from traditional lenders at the moment, or if you simply require a short-term loan.

Is bridge financing the same as a hard money loan?

No. Both are asset-based, which means that the loan is largely influenced by the collateral. However, bridge loans are approved faster.

Will I qualify, even with not-so-good credit?

Even if your credit is not perfect, our team will walk you through the process and guide you to best commercial real estate bridge loan program that suits your needs. Contact us to get started!

Want to learn more? Get in touch with us today.

Our experienced team is ready to assist with your financing needs.

Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201

Phone:
(972) 865-6205

Email:
info@privatecapitalinvestors.com