972-865-6205
info@privatecapitalinvestors.com
Commercial Real Estate Hard Money Loan Lender
Private Capital Investors provides the best hard money loan lending solutions. We finance commercial properties $1 million to $50 million and close as fast as 2 weeks. Approvals within 24-48 hours.
854+
Loans
250+
Clients
$4.5B+
Funded Loans
Commercial Hard Money Loans
Private Capital Investors is a full-service commercial direct Lender for hard money loans and bridge loans with correspondent relationships with Life Companies, CMBS, as well as Pension Funds, which enables Private Capital Investors to offer permanent financing as well.
We have been able to offer these services since 2001.
Being a direct commercial real estate hard money lender, you get the funding quickly, so you can take advantage of an opportunity before it disappears.
Flexibility and speed are the main advantages of hard money loans, making them ideal if you require financing that focuses on an asset or purchasing another investment property.
In addition, being direct commercial hard money lenders, we have a quick application process, less documentation required, and fast closing.
Loan Amount: $1 Million to $50 Million
Funds allocation within 2 weeks
1.25 at exit with appropriate in-place DSCR
LTV up to 85% LTV
Lien Position: first trust deeds only
Loan Term: 3 to 24 months
Interest Rates as low as 5.99%
Amortization: Interest-only payments
Lending Areas: nationwide
Standard Hard Money Loan Requirements
Loan request/application
Purchase contract (if it’s a purchase)
Rehab scope + budget (if renovations are part of the plan)
Recent bank statement(s) showing funds to close/reserves
Government ID for principals/guarantors
Rent roll + key leases (if the property is occupied).
Borrower entity docs (formation + operating agreement / ownership page)
Standard closing costs
Standard closing costs include our fees (in points) plus third-party expenses like title insurance, appraisals, environmental checks, legal reviews
When Might You Need a Hard Money Loan?
Hard money loans are short — measured in months, not years. They have interest-only payments and a lump-sum payoff at the end.
As direct CRE hard money lenders, we care more about the property, not the borrower.
You need to close much faster than a bank can review your deal.
The property is distressed or needs repairs before it can qualify for bank financing.
You need short-term capital for a value-add play.
You need a quick refinance to avoid default on a maturing loan.
You’re buying at auction or in a competitive situation.
You need to pay cash now and refinance later once the dust settles.
Your documentation is non-standard.
Eligible Transaction Types
Opportunity purchases
Quick closings
Non-stabilized properties
Foreign nationals
Non-cash flowing properties
Foreclosure purchases
Traditional acquisitions
Acquisitions with rehab component
Acquisitions with completed new construction
Properties in lease-up in strong markets
Eligible Property Types
Multi-Family
Office
Retail
Luxury Residential
Urban Land
Self-Storage
Light Industrial
Hospitality
Development
Mixed-use property
Our Recent Closings
Industrial Property Acquisition
Honolulu, Hawaii | $1,875,000
Refinance 110 Acre Agricultural Land
New Cuyama, CA | $1,500,000
Multifamily Major Rehab
Westwego, LA | $21,000,000
Why choose Private
Capital Investors?
Did your bank say “no” to your project? Is your credit less than stellar? Or perhaps your finances are not quite in order?
Regardless of your situation, Private Capital Investors can help.
With our experienced team of commercial real estate hard money lenders, we’re confident in our ability to connect you with the right financing solution that suits your needs.
Many investors have the wrong idea about hard money loans. That’s why we walk you through the process and help you find the right hard money lending solution.
Rates as low as 5.99%
Nationwide Lending
24 – 48 Hours Approvals
Funding as little as 14 days
Stated Incomes, No Financials required
Excellent Customer Service
Common Sense Underwriting
Commercial Hard Money Lender v/s Traditional Bank
Commercial Real Estate Hard Money Lenders
A short-term, commercial real estate-secured loan funded by a private lender like us. We base the decision mainly on the value of the property and your exit plan — not your income history or financial statements like a bank would.
How to apply / What borrowers need?
Most hard money lenders (including us) will start with a short intake and then request a small set of documents to underwrite quickly:
- Loan request with deal basics
- Purchase contract (if you are buying) or payoff statement (if you are refinancing)
- Recent bank statement(s) showing funds to close/reserves
New to hard money loans? Read our complete guide to getting a commercial hard-money loan.
Check Our Hard Money Lending Blogs
Hard Money Loan V/S Business Entity Construction Loan
In commercial real estate, hard money loans and business entity construction loans both use the...
Do Hard Money Lenders Check Credit?
Yes, commercial real estate hard money lenders will check your credit score when they underwrite...
How to Get a Hard Money Loan: Qualification Requirements & Step-by-Step Approval Guide
There’s a misconception that hard money loans are easy to qualify for. That probably comes from...
Want to learn more? Get in touch with us today.
Our experienced team is ready to assist with your financing needs.
Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201
Phone:
972-865-6205
Email:
info@privatecapitalinvestors.com