Buying a gas station is a unique commercial real estate investment because it’s not just a real estate transaction, nor is it merely “buying a store.” It combines buying a property with purchasing specialized equipment and inventory. You’re also taking on a business...

Keith Thomas
CEO & Founder
Keith Thomas is the founder and CEO of Private Capital Investors, bringing over 30 years of real estate and finance expertise to the company. Mr. Thomas began his real estate career in 1993 with his first investment in an office building in downtown Washington, D.C. He quickly advanced to become an asset manager at TransAmerica Mortgage Company, where he managed the acquisition of millions of dollars in mortgage notes daily.
Building on his success in private equity, Mr. Thomas returned to Georgetown, Washington, D.C., to establish his own residential mortgage company. As one of the top originators in the nation, he earned a reputation for excellence and client-focused service. Later, he transitioned into commercial real estate, founding his own commercial mortgage brokerage. In this role, he oversaw a team of 50 professionals, specializing in multifamily, office, healthcare, and retail property financing.
Throughout his distinguished career, Mr. Thomas has been personally involved in financing transactions totaling over $11 billion. His deep industry knowledge, hands-on leadership, and commitment to client success have made him a recognized authority in commercial real estate lending.
Mr. Thomas holds a Bachelor of Science degree with honors from Georgetown University and an MBA in Finance.
Private Industrial Property Loans: Flexible Financing for Industrial Real Estate
You’re probably already aware that a rare combination of demand drivers over the last five years has made industrial one of the most resilient asset classes in CRE: surging e-commerce demand supply chain restructuring and reshoring last-mile logistics growth limited...
Office Building Financing: How to Secure the Right Commercial Loan
Turn on the news, and you’ll probably hear conflicting headlines: some say that remote work is “killing office space,” but others are reporting that more and more companies are asking their employees to go back to work. All this uncertainty is creating a tougher...
Retail Property Investment Loans: Strategies to Finance Your Next Acquisition
If you’re planning to apply for retail property loans to fund your next deal, you need to understand how lenders evaluate retail acquisitions to find the right structure and get approved on workable terms. In this guide, we’re looking at the main types of retail...
Commercial Real Estate Loan Process Guide
Commercial real estate loans usually take six to ten weeks to close, though direct, CRE-specialist lenders like Private Capital Investors are nimbler and can complete the process much faster than that. This guide explains what happens at each stage and what you can do...
What to Know Before Refinancing a Commercial Property
There are a lot of misconceptions about refinancing in commercial real estate because borrowers see only the new lower monthly payment and don’t account for the cost of paying interest over a longer repayment period. At its simplest, refinancing means replacing your...
Everything You Need to Know Before Taking Out CRE Loans
At its core, a commercial real estate loan is just like any other type of loan: Someone lends you money based on their confidence that you can repay it. The primary question lenders want answered is whether the property can generate enough income to cover the debt...
Top Commercial Real Estate Loan Mistakes
Debt can be a double-edged sword in commercial real estate: If you leverage prudently and intentionally, you can magnify equity returns. But take on debt that’s improperly structured, and you may end up handing your upside over to the lender. Many investors blame...
How to Calculate ROI for Your Commercial Real Estate
The purchase price you pay for a commercial real estate investment only tells you what it costs to acquire, not whether the property will produce an acceptable return to justify that outlay. To find out, you need to compare the money you can potentially gain from a...
Healthcare Property Loans: Financing Solutions for Medical Facilities
Is medical real estate now considered a haven from traditional office volatility? It seems that way. Capital is flooding into healthcare properties. Investment volume into medical outpatient buildings recently surged 34% year-over-year to surpass a staggering $14...
Hotel Project Financing: Strategic Funding for Hospitality Success
Commercial property loan lenders don’t review hotel financing like a standard commercial mortgage because, unlike an office building or a warehouse, a hotel is not just a piece of real estate: it’s also an operating business. And as far as operating businesses go,...
US Real Estate Private Lending Market Analysis For 2026
Private lending is going to stay front and center as we wrap up 2026 and head into next year, but the days of cheap capital are gone, and the CRE industry overall can't expect a return to an easy-money environment. Because sticky inflation keeps hovering above the 2%...
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