Blogs & Articles

Why Strong Credit is Crucial for Securing Farm Loans

by Keith Thomas | Oct 11, 2024

A strong credit score is crucial for securing good terms and low interest rates on farm loans. If you're planning to apply for financing to buy farmland or to cover your existing farm's expenses, it makes sense to check your current credit standing and improve it if...

Key Benefits of Getting Your Agricultural Land Appraised

by Keith Thomas | Oct 8, 2024

Land appraisal is more than another box to check when applying for agricultural loans. It's one of the most critical steps to determine how much your land is worth. This number matters because it tells you and the lender exactly how much your land can back up...

Leveraging Big Data for Smarter Commercial Real Estate Decisions

by Keith Thomas | Oct 4, 2024

Like any commercial real estate investor, you're probably looking for tools to help you take the emotion out of CRE valuations and make data-driven, strategically sound investment decisions. Big data and AI analytics are not just making this possible — they're turning...

Multifamily Investor Income Insurance: Secure Your Cash Flow

by Keith Thomas | Sep 27, 2024

Key takeaway If you're a multifamily investor, loss of income insurance is a crucial financial safeguard you need to have in your portfolio. This type of insurance ensures you can sustain your mortgage payments and manage property costs even when faced with unexpected...

Mastering the Phases of Commercial Real Estate Market Cycles

by Keith Thomas | Sep 24, 2024

It's true what they say: Timing is everything in commercial real estate. From the peaks of economic prosperity to the valleys of recession, market cycles shape the landscape of CRE—and only when you understand and anticipate these cycles can you spot profitable...

The Impact of Stated Income Loans on Your Financial Health

by Keith Thomas | Sep 20, 2024

Understanding the many mortgage options available is essential as you enter the commercial real estate market. Stated income loans—often called 'no-doc' or 'low-doc' loans in CRE—offer unique advantages for certain buyers. If you're an entrepreneur with fluctuating...