Blogs & Articles

Building Flexibility into Commercial Real Estate Lease Contracts

by Keith Thomas | Sep 17, 2024

When the business landscape is unpredictable, many commercial real estate or CRE investors try to create stability with iron-clad CRE contracts that guarantee long-term rental income. But this is only sometimes a good idea. Embracing flexibility in your lease...

The Benefits of Taking Out a Farm Ownership Loan

by Keith Thomas | Sep 13, 2024

Are you looking to buy farmland to start an agricultural operation or expand your existing farm to increase capacity? The Farm Service Agency's (FSA) Direct Farm Ownership Loans offer up to 100% financing, making it easier for farmers to take the next step in their...

Top Strategies for Obtaining Optimal Land Loan Rates

by Keith Thomas | Sep 10, 2024

Did you know that about one-quarter of US farms carry land loans or some other form of debt? The USDA's Economic Research Service forecasts that total farm sector debt will hit a staggering $535 billion in 2023. And sadly, rising interest rates and increased debt...

Essential Criteria for Securing an Agricultural Mortgage Loan

by Keith Thomas | Sep 6, 2024

Securing an agricultural mortgage loan might seem a little bit intimidating. After all, you're taking a significant financial risk and putting your farm on the line. If you default on the loan, the lender can foreclose on your collateral. This is why it's essential to...

How to Refinance Your Farm Loan in Idaho: A Step-by-Step Guide

by Keith Thomas | Sep 3, 2024

Are you considering refinancing your farm loans Idaho? This debt management strategy may offer several financial benefits and can be an intelligent move as your current loans reach maturity. Refinancing means swapping out your existing loans for a new one with...

10 Ways Agricultural Loans Can Help Farmers Grow

by Keith Thomas | Aug 27, 2024

Whether you're starting up or scaling up, farming requires quite a serious investment —especially if you're new to the field. Agricultural land loans can help you through lean times and tide you over until your crops start yielding. Designed specifically for the...