Commercial Real Estate
Hard Money Loan Lender
Private Capital Investors provides the best hard money loan lending solutions. We finance commercial properties $1 million to $50 million and close as fast as 2 weeks. Approvals within 24-48 hours.
10000+
Loans
150+
Clients
$100M+
Funded Loans
Commercial Hard Money Loan Lender
Private Capital Investors is a full-service commercial direct Lender for hard money loans and bridge loans with correspondent relationships with Life Companies, CMBS, as well as Pension Funds, which enables Private Capital Investor to offer permanent financing as well. We have been able to offer these services since 2001.
Being a direct commercial real estate hard money lender, you get the funding quickly, so you can take advantage of an opportunity before it disappears.
Flexibility and speed are the main advantages of hard money loans, making them ideal if you require financing that focuses on an asset or purchases another investment property. In addition, being the direct commercial hard money lenders, we have a quick application process, less documentation required, and fast closing.
Funds allocation within 2 weeks
Loan Amount: $1 Million to $50 Million
LTV up to 85% LTV
Interest Rates as low as 7.59%
Lending Areas: nationwide
Eligible Commercial Properties
Multi-Family
Retail
Luxury Residential
Urban Land
Development
Eligible Transactions
Purchase loans
Why choose Private
Capital Investors?
Did your bank say “no” to your project? Is your credit less than stellar? Or perhaps your finances are not quite in order? Regardless of your situation, Private Capital Investors can help. With our experience team of commercial real estate hard money lenders in Houston and Dallas, we’re confident in our ability to connect you with the right financing solution that suits your needs.
Many investors have the wrong idea about hard money loans. That’s we walk you through the process and help you find the right hard money lending solution.
Rates as low as 7.59%
Nationwide Lending
24 – 48 Hours Approvals
Funding as little as 14 days
Stated Incomes, No Financials required
Excellent Customer Service
Common Sense Underwriting
Our Recent Closings
Refinance 2800 Farm
Fergus County, MT | $8,700,000
Office/Industrial
Leander TX | $7,200,000
Light Industrial Warehouse
Dallas TX | $7,500,000
Frequently Asked Questions
What is a hard money loan for commercial property?
Usually provided by commercial real estate hard money lenders rather than traditional banks, it is a short-term, asset-based loan secured by a commercial property.
How hard is it to get a hard money loan?
As lenders prioritize property value above borrower credit or tax verification, approval is typically quicker and more flexible.
Who has the best commercial hard money loan rates?
The type of property, loan arrangement, and investor profile all have a significant impact on rates. Due to their quickness and flexibility, hard money loans typically have higher interest rates than bank loans.
How do I qualify for a hard money loan?
Most commercial hard money lenders are flexible when it comes to qualification criteria. Your credit score does not influence hard money loans so you don’t have to worry. Contact us to find out if you qualify.
Where can I get a hard money loan?
Apart from Texas, we can help you secure hard money commercial real estate loans in Miami, Florida, Dallas, Houston, Denver, Massachusetts, and Phoenix.
Why should you choose hard money loan?
Because hard money is a type of asset-based lending, hard money lenders are often willing to finance ‘creative’ real estate investments that are typically unacceptable in traditional financing.
Commercial Hard Money Loans With Private Capital Investors
Commercial Real Estate Hard Money Loans
For investors who require quick access to capital, commercial hard money lending offers a flexible financing option.
These loans are based mainly on the value and potential of the property itself, rather than on borrower credit scores or excessive amounts of financial documentation.
When traditional banks are unable to meet their deadlines or funding requirements, many borrowers turn to commercial real estate hard money lenders because of their asset-driven approach.
How Commercial Hard Money Loans Work?
Collateral-based financing is how complex money loans function.
Underwriting focuses on the equity, condition, and market value of the commercial real estate asset that serves as the loan’s collateral.
Tax returns, corporate financials, and a perfect credit profile are not as significant as they are for traditional bank loans.
This enables investors with complex financial situations or urgent opportunities to proceed swiftly.
Why Private Lenders Approve Faster?
To avoid lengthy bank committee evaluations and layers of paperwork, private commercial lenders who make hard money loans often provide direct funding.
Due diligence expenses are usually not required up front, and many lenders handle all underwriting internally.
As such, commercial real estate hard money lenders are the best option for complex or urgent transactions, as approvals and closings can occur much more quickly than with standard lenders.
When Hard Money Loans are Used?
Hard money finance is frequently employed in circumstances like:
- Quick closure is required.
- Short-term or bridge funding
- Borrowers who don’t fit the bank’s strict requirements
- Unconventional finance or bad credit
- Unusual or unconventional property categories
- Working capital or liquidity requirements
- Foreigners looking for investment finance in the United States.
- Restructuring debt or avoiding foreclosure
- Projects that need innovative loan arrangements because of their complexity
When completing a transaction requires speed, flexibility, or deal originality, these loans by Private Capital Investors offers a practical solution.
Want to learn more? Get in touch with us today.
Our experienced team is ready to assist with your financing needs.
Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201
Phone:
972-865-6206
Email:
info@privatecapitalinvestors.com