Blogs & Articles

How Hard Money Lenders Determine LTV Ratio

by Keith Thomas | Aug 14, 2026

There’s a very common misconception in commercial real estate that hard money loans are always worse than bank loans. Traditional banks do indeed offer higher stated LTV percentages. You might get 80% when you talk to a bank and only 65% when you take the same deal to...

How Does a Bridge Loan Impact Your Credit Score?

by Keith Thomas | Aug 11, 2026

If you’re interested in applying for a bridge loan to buy or renovate a commercial property, you may be wondering if taking on that debt could cause your credit score to drop. We’ll clear up where the credit risk really comes from in this blog. Will my personal credit...

How to Choose a Commercial Hard Money Lender: 9 Factors to Compare

by Keith Thomas | Aug 7, 2026

Choose a commercial hard money lender by comparing nine things: experience in your asset type, written loan terms, the rate actually quoted for your deal, lender points versus third-party fees, LTV limit, funding timeline after documents are in, pricing...

How Can a Hard Money Loan Help Refinance a Commercial Property?

by Keith Thomas | Aug 4, 2026

Hard money loans for commercial real estate can be likened to a release valve that bleeds off the pressure of an approaching loan maturity. These financing solutions are some of the nimblest in commercial real estate financing, so practical in the right circumstances...

Buying a Gas Station? Here’s Everything You Need to Know About Financing

by Keith Thomas | Jul 31, 2026

Buying a gas station is a unique commercial real estate investment because it’s not just a real estate transaction, nor is it merely “buying a store.” It combines buying a property with purchasing specialized equipment and inventory. You’re also taking on a business...

Private Industrial Property Loans: Flexible Financing for Industrial Real Estate

by Keith Thomas | Jul 28, 2026

You’re probably already aware that a rare combination of demand drivers over the last five years has made industrial one of the most resilient asset classes in CRE: surging e-commerce demand supply chain restructuring and reshoring last-mile logistics growth limited...