972-865-6205
info@privatecapitalinvestors.com
CEO & Founder
Keith Thomas is the founder and CEO of Private Capital Investors, bringing over 30 years of real estate and finance expertise to the company. Mr. Thomas began his real estate career in 1993 with his first investment in an office building in downtown Washington, D.C. He quickly advanced to become an asset manager at TransAmerica Mortgage Company, where he managed the acquisition of millions of dollars in mortgage notes daily.
Building on his success in private equity, Mr. Thomas returned to Georgetown, Washington, D.C., to establish his own residential mortgage company. As one of the top originators in the nation, he earned a reputation for excellence and client-focused service. Later, he transitioned into commercial real estate, founding his own commercial mortgage brokerage. In this role, he oversaw a team of 50 professionals, specializing in multifamily, office, healthcare, and retail property financing.
Throughout his distinguished career, Mr. Thomas has been personally involved in financing transactions totaling over $11 billion. His deep industry knowledge, hands-on leadership, and commitment to client success have made him a recognized authority in commercial real estate lending.
Mr. Thomas holds a Bachelor of Science degree with honors from Georgetown University and an MBA in Finance.
Quick answer: Commercial real estate lenders mainly want to know two things: (1) if your property can generate enough income to repay the loan (2) if you’re financially prepared to support the investment. They will typically review your DSCR and LTV, as well as your...
What you need to know: Banks have become more selective about lending for commercial real estate, and this has resulted in private lenders having a bigger role in the market today. With private credit from direct lenders like Private Capital Investors, you can get...
Quick answer: You can calculate your commercial loan payment using the standard loan payment formula. For an amortizing loan, your payment depends on the loan amount and interest rate, with the amortization period also affecting the result. For an interest-only loan,...
Quick answer: Commercial real estate crowdfunding might be the right route if you want to use less capital and prefer a more hands-off approach. But if you want more control over the property and are willing to invest more capital, direct ownership is worth...
Commercial Bridge Loans for Value-Add Commercial Properties Does your commercial property need renovations or a major expansion to reach its full earning potential? Are you trying to reposition it to take advantage of new demand in the area? Those improvements usually...
Key takeaway: Commercial bridge loan rates may see gradual relief by next year, but significant drops are unlikely. The Federal Reserve has kept rates relatively high, (1) helping to suppress consumer spending and business expansion as inflation cools and (2) making...
Multifamily bridge loans are short-term and non-permanent by design. They’re there to bridge the period between a property’s current condition or acquisition timeline and the point when long-term financing becomes available. You might use them to stabilize a...
Bridge loans are fast, but that speed can also invite mistakes on your application, and those mistakes will ironically cause the exact problems you are trying to avoid: they will delay closing or even cause your application to be rejected entirely. In this blog, we...
There’s a very common misconception in commercial real estate that hard money loans are always worse than bank loans. Traditional banks do indeed offer higher stated LTV percentages. You might get 80% when you talk to a bank and only 65% when you take the same deal to...
If you’re interested in applying for a bridge loan to buy or renovate a commercial property, you may be wondering if taking on that debt could cause your credit score to drop. We’ll clear up where the credit risk really comes from in this blog. Will my personal credit...
Choose a commercial hard money lender by comparing nine things: experience in your asset type, written loan terms, the rate actually quoted for your deal, lender points versus third-party fees, LTV limit, funding timeline after documents are in, pricing...
Hard money loans for commercial real estate can be likened to a release valve that bleeds off the pressure of an approaching loan maturity. These financing solutions are some of the nimblest in commercial real estate financing, so practical in the right circumstances...
Address:
2101 Cedar Springs Road, Suite 1050, Dallas, TX 75201
895 Dove St Ste 394, Newport Beach, CA 92660, United States
Phone:
972-865-6205
949-340-1552
Email:
info@privatecapitalinvestors.com