Car Wash Loans
With car wash loans, you can purchase or refinance, or even renovate or expand your car wash facilities.
940+
Loans
854+
Clients
$4.5B+
Funded Loans
Car Wash Loans
When we, as a direct lender, evaluate your car wash financing, we typically review your property value and the business revenue alongside your experience in operating or managing a car wash business.
Funds allocation within 2 weeks
Loan Amount: $1 Million to $50 Million
LTV up to 85%
Occupancy rate at 90% for 90 days consecutively
Loan Term: 24 to 36 months
Interest Rates start from 5.99%
Lending Areas: Nationwide
Featured Loan Programs for Car Wash Loans
Permanent Financing
You may qualify when your car wash business has stable performance, with consistent revenue and a long-term business plan.
Hard Money Loans
Helpful when you need to buy new car wash equipment right away, upgrade your tools, or even renovate your shop.
Bridge loans
Stated Income Loans
Qualify for a car wash loan even without tax returns. It lets you qualify from $1M to $50M, and minimum. credit score of 650+.
Car Wash Property Types That Qualify
Full-Service Car Wash Facilities
Staffed operations with multiple services and strong revenue potential.
Express Tunnel Car Washes
High-volume facilities designed for fast service and consistent customer flow.
Self-Serve Wash Bays
Lower operating costs with income generated from multiple wash stations.
Combination Facilities
Properties that include additional services, such as detailing and vacuum stations.
Our Recent Closings
Multifamily Major Rehab
Westwego, LA | $21,000,000
Refinance Office To Multifamily Conversion Pre-Development
Spokane, WA | $8,200,000
MultiFamily CashOut Refinance
Birmingham, AL | $4,450,000
Uses of Car Wash Financing
Private Capital Investors provides the same dedicated expertise. As a direct lender, we eliminate the middleman, offering you streamlined access to capital with a transparent, no-nonsense approach.
Our team is committed to fueling your growth by providing the flexible, reliable funding your car wash business deserves.
Buy an existing car wash property
Secure a long-term location for your car wash business.
Refinance your current debt for better terms or to access the equity you’ve built up.
Fund facility expansions, renovate or upgrade equipment.
Add express wash lanes, detailing bays to increase your shop’s revenue potential and capacity.
Eligible Commercial Properties
Retail Loans
Gas Station Loans
Dental Clinic Loans
Marina Loans
Industrial Loans
Healthcare Loans
Apartment Loans
Funeral Home Loans
Self Storage Loans
Auto Dealership Loans
Day Care Center Loans
Office Loans
Medical Office Loans
Veterinary Office Loans
Hotel Loans
Auto Repair Loans
Restaurant Loans
Eligible Transactions
Purchase Loan
Note Purchases
Pre Construction
Property Repositioning
Tenant Improvement
Ðebt Consolidation
Why choose Private
Capital Investors?
Even if you do not qualify for SBA loans, we offer lending that can meet your needs with competitive terms.
With our competitive rates and a streamlined underwriting process, you can close quickly and stay on track with your investment plans.
Rates start from 5.99%
Nationwide Lending
24 – 48 Hours Approvals
Funding as little as 14 days
Excellent Customer Service
Common Sense Underwriting
Frequently Asked Questions
Can car wash loans finance both land and equipment?
Yes, you can use car wash loans to cover both the real estate and the equipment needed to operate your facility.
What factors do lenders consider for car wash loans?
Lenders typically review your property value and business revenue. In some cases, they may also consider your location and the condition of your equipment before approving financing.
Are there financing options for new car wash construction?
Yes, you can get financing to build a new car wash. This is where short-term financing comes in, then you can refinance that into long-term financing when your operations stabilize.
Do lenders require a business plan for car wash loans?
Yes, many lenders require a business plan, especially when you’re building a new car wash or expanding your current business. When you provide the right insights, you can help them understand revenue projections and operating plans.
What documents are required?
Depending on your needs, you may need to show your bank statements and guarantor information along with insurance documentation. If you are purchasing or building a car wash, you will also need to provide a purchase contract and construction plans, as well as equipment invoices.
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Want to learn more? Get in touch with us today.
Our experienced team is ready to assist with your financing needs.
Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201
Phone:
972-865-6206
Email:
info@privatecapitalinvestors.com