Auto Dealership Loans
Auto dealership loans can be used to buy new dealership locations or expand existing facilities.
940+
Loans
854+
Clients
$4.5B+
Funded Loans
Overview
Loan for Auto Dealerships
Auto dealership loans can be used to buy new dealership locations or expand existing facilities. In addition, these loans can help you refinance current loans or redevelop dealership properties. To secure these loans, you need to provide your property as collateral along with the equipment in your dealership.
Loan Amount: $2 Million to $10 Million
Loan-to-Value: 60 to 75% LTV
Loan Term: up to 25 years
Credit Flexibility: High (Asset-Based)
Interest Rates start from 5.99%
Funds allocation within 2 weeks
Lending Areas: Nationwide
Our Recent Closings
Multifamily Major Rehab
Westwego, LA | $21,000,000
Refinance Office To Multifamily Conversion Pre-Development
Spokane, WA | $8,200,000
Light Industrial Warehouse
Dallas, TX | $7,500,000
Tailored Loans for Auto Dealers
Why Choose Auto Dealership Loans?
Auto dealership loans deliver specialized funding with flexible structures, enabling dealers to manage inventory, upgrade facilities, and grow their business with confidence and financial stability.
Long-term leases with established franchises
Franchise dealerships often involve long leases, giving you a stable income.
Strong business cash flow potential
You have the chance to generate income from vehicle sales and service operations.
Valuable real estate in high-traffic auto rows
Dealership locations are often in prime commercial corridors, increasing your chances of approval.
Multiple revenue streams
You can earn income from vehicle sales and service, as well as parts, which helps diversify revenue.
Uses of Auto Dealer Loan
Auto Dealership Property Financing Uses
Auto dealership property financing can be used to purchase existing facilities, secure a long-term business location, refinance commercial mortgages, and renovate or expand showrooms, service bays, and parts departments.
Purchase existing dealership facilities.
Secure a long-term location for your auto dealership business.
Refinancing your existing commercial mortgage.
Renovate or expand your showroom space.
Add service bays, a parts department.
Eligible Transactions
Our lending programs support diverse commercial real estate transactions such as property purchases, pre-construction funding, repositioning strategies, tenant improvements, and debt consolidation to help maximize your asset value.
Purchase Loans
Note Purchases
Pre Construction
Property Repositioning
Tenant Improvement
Debt Consolidation
Eligible Commercial Properties
Retail Loans
Gas Station Loans
Dental Clinic Loans
Marina Loans
Industrial Loans
Healthcare Loans
Apartment Loans
Funeral Home Loans
Self Storage Loans
Auto Dealership Loans
Day Care Center Loans
Car Wash Loans
Office Loans
Medical Office Loans
Veterinary Office Loans
Hotel Loans
Auto Repair Loans
Restaurant Loans
Featured Loan Programs for Auto Dealership Loans
Permanent Financing
Permanent financing for stabilized dealership properties with consistent business income and long-term plans.
Hard Money Loans
Hard money loans for time-sensitive dealership projects, such as quick acquisitions and renovations.
Bridge loans
Stated Income Loans
Trusted CRE Loan Lender
Why Choose Private
Capital Investors?
As a direct private lender, we eliminate the “middleman” to provide a faster, more flexible financing experience tailored to the unique lifecycle of a daycare business.
With our competitive rates and a streamlined underwriting process, you can close quickly and stay on track with your investment plans.
Rates start from 5.99%
Nationwide Lending
Fast Closings
No Fluff, Direct Decision Making
Excellent Customer Service
Common Sense Underwriting
Frequently Asked Questions
Can auto dealership loans fund both real estate and business needs?
Yes, you can use auto dealership loans for both real estate and certain business-related needs, such as facility improvements and equipment related to your dealership operations.
What factors do lenders evaluate for auto dealership loans?
Lenders typically look at different factors, from your business cash flow and property value to your loan-to-value ratio, and the overall financial performance of the dealership.
Are auto dealership loan terms similar to traditional commercial property loans?
n many cases, auto dealership loan terms are similar to other commercial real estate loans. However, they may also include terms based on your business performance and equipment value.
Do auto dealerships need high occupancy to qualify for financing?
Occupancy is not evaluated the same way as other commercial properties. Instead, lenders focus more on business performance and the strength of your dealership operation.
What documents are required?
You will typically need to provide bank statements and business financial statements. If you are purchasing the property, you will also need to show the purchase contract.
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Want to learn more? Get in touch with us today.
Our experienced team is ready to assist with your financing needs.
Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201
Phone:
972-865-6206
Email:
info@privatecapitalinvestors.com