Fast & Easy Loans for Healthcare Property

Healthcare Property Loans

Whether you are looking to secure a specialized healthcare campus or a localized outpatient facility, the right financing structure ensures that your physical space supports both your clinical mission and your financial objectives.

940+

Loans

854+

Clients

$4.5B+

Funded Loans

Loan Features & Parameters

Healthcare Property Financing

Healthcare property loans finance commercial real estate used for medical services:

  • Medical office buildings
  • Urgent care centers
  • Dental practices
  • Outpatient facilities
  • Specialized healthcare campuses

We fund healthcare property loans from $500,000 to $25M+. Most deals fall within the 60%–75% LTV range.

Loan Amount: $2 Million to $50 Million.

Leverage: 65 to 75% LTV.

Amortization:  3, 5, 10, 15, and 25 years.

Loan Terms:  3, 5, 10, and 15 years fixed rates.

Credit Flexibility: High (Asset-Based)

Interest Rates start from 5.99%

Funds allocation within 2 weeks

Lending Areas: Nationwide

Our Recent Closings

Closing: Retail Humana Medical Office

Retail Humana Medical Office

New Dayton OH | $1,500,000

Closing - Refinance Medical Office Building

Refinance Medical Office Building

Plano, TX | $2,000,000

Closing - Light Industrial Warehouse – Purchase

Medical Office Building

Mt. Pleasant, SC | $3,200,000

A Closer Look at the Landscape

Types of Healthcare Properties That Qualify

We provide financing across a broad spectrum of medical assets, ensuring that both general practitioners and specialists have access to the capital they need.

Medical and dental office buildings with multiple tenants and long-term leases.

Urgent care clinics.

Specialist offices such as orthodontics, dermatology, imaging centers.

Outpatient surgery centers.

Rehabilitation and therapy facilities, including physical therapy and recovery centers.

How to use Healthcare Property Loans

Uses of Healthcare Property Financing

Healthcare property financing provides the necessary capital to ensure your physical space keeps pace with medical advancements and patient volume.

Whether you are expanding a private practice or managing a multi-tenant medical office building, our flexible funding solutions are designed to support every stage of the property lifecycle.

Purchase an existing medical facility with in-place tenants or owner-operators.

Refinance current debt.

Stabilize a property following lease-up or operational changes.

Updating clinic layouts, adding treatment rooms to meet patient demand.

New construction of a standalone clinic or a multi-tenant medical office building.

Interior upgrades, building out specialized treatment areas such as imaging, surgical prep rooms.

Eligible Transactions

Our lending programs support diverse commercial real estate transactions such as property purchases, pre-construction funding, repositioning strategies, tenant improvements, and debt consolidation to help maximize your asset value.

Purchase Loans

Note Purchases

Pre Construction

Property Repositioning

Tenant Improvement

Debt Consolidation

Eligible Commercial Properties

Retail Loans

Gas Station Loans

Dental Clinic Loans

Marina Loans

Industrial Loans

Healthcare Loans

Apartment Loans

Funeral Home Loans

Self Storage Loans

Auto Dealership Loans

Day Care Center Loans

Car Wash Loans

Office Loans

Medical Office Loans

Veterinary Office Loans

Hotel Loans

Auto Repair Loans

Restaurant Loans

Trusted CRE Loan Lender

Why Choose Private
Capital Investors?

In the specialized world of healthcare real estate, a standard balance sheet rarely tells the whole story.

Traditional banks often hesitate when faced with the high build-out costs, complex tenant structures, and regulatory nuances that define medical properties.

At Private Capital Investors, we look beyond the tax returns to see the clinical value and operational potential of your facility.

Flexible Underwriting for Specialized Needs

Nationwide Lending

Performance-Based Approvals

No Fluff, Direct Decision Making

Performance-Based Approvals

Fast Closing, Rapid Funding Timelines

CRE Loan Programs for Healthcare Properties

Frequently Asked Questions

Can healthcare property loans cover build outs or renovations?

Yes. They can be structured to include treatment rooms and other such upgrades.

Do lenders require medical credentials for healthcare property loans?

Not always. Lenders will focus more on the property and income, though owner-operator experience can strengthen an application.

Can financing be used for both property and essential equipment?

No, we only do financing on healthcare properties.

 

Are occupancy rates important for healthcare property loans?

Yes. A fully occupied healthcare facility with long-term leases is easier to finance because the income is predictable.

 

What documents are required?

Most lenders will ask you to submit purchase and lease agreements along with financial statements and rent rolls. You may also be asked to submit details on tenant operations and property use.

 

Check Our CRE Blogs

Want to learn more? Get in touch with us today.

Our experienced team is ready to assist with your financing needs.

Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201

Phone:
972-865-6206

Email:
info@privatecapitalinvestors.com