Apartment Loans
Being a direct private lender, we give you access to capital with an unbiased approach for your multifamily investment. With our platform, you can access multiple financing options through a single loan application, saving time and simplifying the process.
940+
Loans
854+
Clients
$4.5B+
Funded Loans
Multifamily Loans
Apartment loans are commercial loans you can use to finance multifamily residential properties that generate rental income. These properties include apartment buildings and multifamily housing complexes, and even rental communities where multiple tenants live in separate units within one property.
With apartment loans, you can purchase new multifamily properties or refinance existing loans, or even renovate and improve apartment buildings. These improvements can help increase your rental income and attract better tenants, and even improve the overall value of the property over time.
Funds allocation within 2 weeks
Loan Amount: $1 Million to $50 Million
LTV up to 85%
Occupancy rate at 90% for 90 days consecutively
Loan Term: 24 to 36 months
Interest Rates start from 5.99%
Lending Areas: Nationwide
Featured Loan Programs for Apartment loans
Permanent Financing
Permanent financing for stabilized apartment properties with consistent occupancy and predictable rental income.
Hard Money Loans
Hard money loans for acquisitions and renovations, or multifamily properties that need improvements.
Bridge loans
Stated Income Loans
Types of Multifamily Properties That We Finance
Mid-Rise Multifamily Properties
Mid-rise multifamily properties with steady rental demand
Luxury Apartments
Luxury apartment complexes with premium rental income potential
Student Housing
Student housing communities near universities.
Workforce Housing
Workforce housing developments with stable occupancy
Senior Living Communities
Our Recent Closings
Multifamily Major Rehab
Westwego, LA | $21,000,000
Refinance Office To Multifamily Conversion Pre-Development
Spokane, WA | $8,200,000
MultiFamily CashOut Refinance
Birmingham, AL | $4,450,000
Why Invest in Multifamily Real Estate?
With Private Capital Investors, you get the same level of service whether you are financing a five-unit apartment building in a tertiary market or a 500-unit high-rise in a major metro area. Our team helps you access capital markets with an unbiased approach when connecting you with lenders and investors.
Consistent Rental Income
With multiple units, you can earn a regular income from several tenants each month.
Strong Demand for Rental Housing
Many people continue to rent, which helps you achieve stable occupancy rates.
Diversified Income from Multiple Units
Your income does not depend on a single tenant, which reduces risk.
Long-term Property Appreciation Potential
Multifamily properties can increase in value as rents and demand grow.
Eligible Commercial Properties
Retail Loans
Gas Station Loans
Dental Clinic Loans
Marina Loans
Industrial Loans
Healthcare Loans
Car Wash Loans
Funeral Home Loans
Self Storage Loans
Auto Dealership Loans
Day Care Center Loans
Office Loans
Medical Office Loans
Veterinary Office Loans
Hotel Loans
Auto Repair Loans
Restaurant Loans
Eligible Transactions
Purchase Loan
Note Purchases
Pre Construction
Property Repositioning
Tenant Improvement
Ðebt Consolidation
Why choose Private
Capital Investors?
There are many factors to consider when choosing a commercial real estate loan, including terms and prepayment structure.
As a direct lender, we understand our clients’ different requirements and offer customized loan structures. The process can take time if you approach lenders one by one.
You can also choose financing terms that match your investment strategy and help you secure competitive rates.
Rates start from 5.99%
Nationwide Lending
24 – 48 Hours Approvals
Funding as little as 14 days
Excellent Customer Service
Common Sense Underwriting
Frequently Asked Questions
What is the minimum loan amount for apartment financing?
At Private Capital Investors, we offer apartment financing from $1 million to $50 million.
Can multifamily loans be used for property renovations?
Yes, you may use apartment loans for renovations.
How long are Multifamily loan terms typically?
At Private Capital Investors, standard apartment loan terms usually range from 1 to 3 years.
Do lenders require a certain occupancy rate for apartment financing?
Yes, most lenders require apartment properties with five or more units to be stabilized. This usually means the property should have an occupancy rate at 90% for 90 days consecutively.
What documents are required?
To apply for an apartment loan, you will need to provide a purchase contract if you are buying the property, or lease agreements if the property is already rented. You will also need insurance documentation and bank statements.
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Want to learn more? Get in touch with us today.
Our experienced team is ready to assist with your financing needs.
Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201
Phone:
972-865-6206
Email:
info@privatecapitalinvestors.com