Private Commercial Lender
Being a direct private lender, we give you access to capital with an unbiased approach for your commercial investment.
940+
Loans
854+
Clients
$4.5B+
Funded Loans
Standard Private Commercial Loan Terms
Standard Closing Costs
- Anywhere from 2% to 4% of the loan amount
Standard Requirements
- Application form
- Bank statements
- Purchase contract (if purchase)
- Borrowing entity docs and guarantor info
- Lease agreements/rent roll (if applicable)
- Insurance documentation (policy/dec pages)
Closing within 2 weeks
Borrow $2M–$50M loan sizes
LTV up to 85%
Terms: 1 to 3 years
No prepayment penalty
Interest Rates start from 5.99%
Interest-only payments
Featured Private Commercial Loans
Permanent Financing
Permanent financing for stabilized apartment properties with consistent occupancy and predictable rental income.
Hard Money Loans
Hard money loans for acquisitions and renovations, or multifamily properties that need improvements.
Bridge loans
Stated Income Loans
When You Need a Private Commercial Lender
You have a tight closing deadline
The asset is non-bankable on paper
The property is transitional
You need bridge capital
You need cash for capex
You can’t get a traditional loan because of an issue with your credit or paperwork
You need to pay off an existing loan that’s about to mature
Our Recent Closings
Portfolio Refinance
Birmingham, AL | $19,100,000
Multifamily Major Rehab
Westwego, Louisiana | $21,000,000
Industrial Property Acquisition
Honolulu, Hawaii | $1,875,000
Why Choose Private Commercial Lender Over a Bank?
Eligible Commercial Properties
Eligible Transactions
Purchase Loan
Note Purchases
Pre Construction
Property Repositioning
Tenant Improvement
Ðebt Consolidation
Why choose Private
Capital Investors?
There are many factors to consider when choosing a commercial real estate loan, including terms and prepayment structure.
As a direct lender, we understand our clients’ different requirements and offer customized loan structures. The process can take time if you approach lenders one by one.
You can also choose financing terms that match your investment strategy and help you secure competitive rates.
Rates start from 5.99%
Nationwide Lending
24 – 48 Hours Approvals
Funding as little as 14 days
Excellent Customer Service
Common Sense Underwriting
Frequently Asked Questions
What are private lending's advantages?
Speed and flexibility. Private lenders can structure around non-standard situations fund deals banks do not want to.
Is it safe to borrow from a private lender?
Yes, provided that the lender is legitimate and the loan terms are clear to you.
How much interest do private lenders charge?
Private lender rates depend on the deal. You’ll usually pay more than you would with a bank, and costs may include both interest and other fees like origination points and servicing.
How do I know if a private lender is legit?
Check that they’re properly registered and actually operating with a real office/staff. You should also get all terms in writing. If they demand a large upfront payment before issuing proper documents, find another lender.
Check Our CRE Blogs
The Rise of Private Credit in Commercial Real Estate
If you manage or finance commercial real estate, private credit could potentially give you a...
Low Credit? Get Funded from A Private Lender
Having a low credit score can indeed close the door on certain types of commercial real estate...
Demystifying Misconceptions about Borrowing from Private Commercial Lenders
Private lenders have overtaken traditional lenders in commercial real estate, accounting for 37%...
Want to learn more? Get in touch with us today.
Our experienced team is ready to assist with your financing needs.
Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201
Phone:
972-865-6206
Email:
info@privatecapitalinvestors.com