Fast & Easy Loans for Hotels
Hotel Loans
Hotel financing is a specialized type of commercial real estate loan because hotel properties operate differently from other types of real estate.
940+
Loans
854+
Clients
$4.5B+
Funded Loans
Loan Features & Parameters
Hotel Development & Repositioning Loans
Short-term hotel loans allow you to build or renovate a hotel or reposition projects. These loans help you cover improvement costs as you upgrade your property and before it qualifies for long-term financing:
Renovating hotel rooms and amenities
Complete your rebranding
Fund property expansions or major upgrades
Franchise conversion projects.
Loan Amount: $2 Million to $50 Million.
Leverage: 65 to 75% LTV.
Amortization: 3, 5, 10, 15, and 25 years.
Loan Terms: 3, 5, 10, and 15 years fixed rates.
Credit Flexibility: High (Asset-Based)
Interest Rates start from 5.99%
Funds allocation within 2 weeks
Lending Areas: Nationwide
Our Recent Closings
Industrial Property Acquisition
Honolulu, Hawaii | $1,875,000
Multifamily Portfolio Refinance
Brimingham, AL | $19,100,000
Multifamily Major Rehab Building
Westwego, Louisiana | $21,000,000
Hotel We Fund
Types of Hotel Properties That Can Be Financed
We understand that your income as a hotel owner depends on factors like occupancy rates and daily room rates. As such, they structure your loan based on your management experience and your property’s financial performance.
We will typically evaluate your location and revenue performance, as well as your occupancy rates and hotel brand strength, before approving financing.
Boutique hotels
Limited-service hotels
Full-service hotels
Resort properties
Franchise or branded hotels
Eligible Transactions
Our lending programs support diverse commercial real estate transactions such as property purchases, pre-construction funding, repositioning strategies, tenant improvements, and debt consolidation to help maximize your asset value.
Purchase Loans
Note Purchases
Pre Construction
Property Repositioning
Tenant Improvement
Debt Consolidation
Eligible Commercial Properties
Retail Loans
Gas Station Loans
Dental Clinic Loans
Marina Loans
Self Storage Loans
Auto Dealership Loans
Day Care Center Loans
Car Wash Loans
Office Loans
Medical Office Loans
Veterinary Office Loans
CRE Loan Programs for Hotel Loan
Permanent Financing
You may qualify for this financing if your hotel has consistent occupancy and reliable operating income.
Hard Money Loans
Useful for hotel acquisitions and renovations, or even time-sensitive investment opportunities.
Commercial Bridge loans
Get short-term financing while you improve performance or refinance the hotel.
Stated Income Loans
Lenders don’t require your tax returns and W-2s if you need this loan, making it easier to get than traditional financing. Instead, they look at your hotel’s income.
Trusted CRE Loan Lender
Why Choose Private
Capital Investors?
With experience in hospitality real estate financing, we understand how hotel properties operate and what lenders look for when evaluating a deal.
From acquisition to development, we support you at every stage so you can move forward with confidence.
We provide access to multiple lending sources, which gives you more options when selecting the right loan for your project.
Our team also creates customized loan structures based on your timeline and financial strategy, as well as your property’s performance.
Loan amounts from $2 million to $50 million
Performance-Based Approvals
No Fluff, Direct Decision Making
Performance-Based Approvals
Nationwide Lending
Flexible Underwriting for Specialized Needs
Frequently Asked Questions
Are hotels still a good investment in 2026?
Hotels can still be a good investment in 2026, especially in markets with strong tourism and business travel. With the right location, you can generate consistent revenue, especially when your hotel can cater to events and holidaymakers.
Can hotel loans be used for renovations or upgrades?
Yes, you may use hotel loans to renovate rooms or upgrade amenities. With these improvements, you can boost your brand value and increase occupancy.
What factors do lenders consider when financing a hotel?
Lenders typically review your hotel’s location and occupancy rate. They may also look at your revenue performance and management experience, or even brand affiliation (if you’re franchising).
What loan terms are common for hotel financing?
There are short-term options such as one to three years, especially for bridge or repositioning projects.
What documents are required?
You will usually need to provide bank statements and borrowing entity documents with guarantor information and hotel financial statements. If you are purchasing the property, you will also need to provide the purchase contract.
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Want to learn more? Get in touch with us today.
Our experienced team is ready to assist with your financing needs.
Address:
2101 Cedar Springs Road Suite 1050 Dallas, TX 75201
Phone:
972-865-6206
Email:
info@privatecapitalinvestors.com